Holtan Insurance

Welcome

Welcome! My name is Peter L. Holtan. I am an Independent Insurance Agent, which means that I do not work for any one particular Insurance Agency or Insurance Carrier. Instead I have affiliations with several Insurance Agencies and I represent most of the top Insurance Carriers. Those relationships provide me with an abundance of resources. I am not tied to the products and services offered by any one company, which enables me to offer the best products and most objective advice to my clients.

Click here to view the states in which I'm licensed.

I specialize in helping retired and pre-retired individuals protect their assets with Long-Term Care and Fixed Income planning.

My involvement with the ARC of Chester County enables me to better understand the insurance and financial planning needs of families with special needs children.

Throughout this web site I tried to provide a basic understanding of some areas I specialize in. If you have a need for my service, you can call, e-mail or complete one of the on-line forms.

Why use an Independent Insurance Agent?

When you shop for something complex and important, where do you like to buy?

From a person who sells only one brand?
From a telephone representative who sells only one brand?
From a knowledgeable expert in your local community who understands and sells many different brands, and can help you find the best value for your individual needs?

Some people don't realize there are big differences in choosing where they shop for insurance. This could be costing them money, service and protection. Buying insurance isn't like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Don't treat the purchase lightly!

There are three types of insurance agents:

Captive Agents, who work for an insurance company and can only sell the insurance of that company.
Telephone Representatives, who are also captive agents but they sell at a distance over the telephone.
Independent Insurance Agents, who are vested members of your local community. They represent an average of eight or more different insurance companies. They can compare the coverages and prices offered by these firms to find you the best combination of coverage and price for your individual circumstances. They do business face-to-face and they are your advocate.

Your Independent Insurance Agent

Is a licensed professional with strong customer and community ties.
Gives you excellent service and competitive prices because your agent can compare insurance coverage from several insurance companies.
Offers you a choice of insurance plans and programs.
Is your advocate when you have a claim.
Unlike other agents, is not beholden to any one company. Thus, you don't need to change agencies as your insurance and service needs change.
Is your consultant, working with you as you determine your needs.
Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
Offers one-stop shopping for a full range of products-home, renters, auto, business, life, health and retirement plans.
Can periodically review your coverage to keep up with your changing insurance needs.
Is committed to customer satisfaction because it's the key to an independent agent's livelihood.
Treats you like a person, not just a number.

There is a difference!

If you think about it, it's simple...Really.

With an Independent agent you have choices. Independent agents are not tied to any one insurance company.

When you buy insurance, you want someone working for and with YOU. Someone who is knowledgeable and friendly. Someone focused on your needs, not on meeting sales quotas. I serve you FIRST. You, your needs and those of your family.

My obligations are to my customers, and our ties are to those we serve.